Best MFA Software (2026): Top 10 Compared

Cisco Duo is an identity security product whose core is MFA delivered through the Duo Mobile app, passcodes, biometrics, hardware tokens and Duo Push. The product page describes a mix-and-match approach to methods and self-enrolment, so users can register their own devices without help desk involvement.

The four editions build on one another. Free covers up to 10 users. Essentials adds Duo Directory, phishing-resistant MFA, passwordless login, single sign-on and Trusted Endpoints. Advantage adds Cisco Identity Intelligence, session theft protection through Duo Passport, Active Directory Defense and risk-based authentication. Premier adds VPN-less access to private resources and device trust checks tied to endpoint protection.

Duo's adaptive policies can use user role, location, application, network and device health. The vendor cites the City and County of Denver, which it reports rolled out MFA to more than 18,000 users in under three months.

Okta sells MFA as part of its Workforce Identity platform rather than as a standalone product. Every suite on the pricing page includes MFA, and the Essentials suite and above include Adaptive MFA, which applies contextual and risk-based policies.

The Adaptive MFA page lists phishing-resistant factors including Okta FastPass, FIDO2 WebAuthn authenticators and smart cards such as PIV and CAC. Device posture checks can gather data from several sources, evaluate managed and unmanaged devices at sign-in, deny access when conditions fail and guide users to fix the problem themselves. Policies can ask for step-up authentication only for sensitive applications.

Okta ThreatInsight blocks suspicious IP addresses, and Okta re-checks device security state after a single sign-on session begins to reduce session hijacking risk. Okta reports about a 50% reduction in time spent responding to second factors because of fewer prompts. Okta also publishes an MFA deployment guide for planning a rollout.

Microsoft Entra multifactor authentication is part of Microsoft Entra ID, the identity service behind Microsoft 365 and Azure. Microsoft Learn describes several ways to obtain it. All tenants can turn on security defaults, a fixed set of rules that require MFA through the Microsoft Authenticator app. Office 365 plans add per-user MFA with text message and phone call options.

Entra ID P1 adds Conditional Access, which prompts for MFA under conditions the administrator defines and supports FIDO2, Windows Hello for Business and hardware tokens. P1 also adds fraud alerts, MFA reports, trusted IPs, custom phone greetings and MFA for on-premises applications. P2 adds risk-based Conditional Access, which adapts to user behaviour.

Microsoft recommends Conditional Access as the way to enforce MFA. The documentation also states that the first 50,000 monthly active users in Microsoft Entra External ID can use MFA and other P1 or P2 features for free.

RSA ID Plus is the cloud identity and access platform from RSA, the company behind SecurID. RSA positions it for highly regulated industries, with use cases including government, financial services and Microsoft environments.

The product page publishes five subscription plans. C1 covers cloud-only MFA with FIDO, biometrics and Windows QR code, plus SAML 2.0 and OIDC federation. E1 adds hybrid MFA across cloud and on-premises resources, with RADIUS, macOS and Linux integrations, third-party authenticators and offline authentication, plus 24x7 support. M1 targets Microsoft Entra ID customers and adds Help Desk Live Verify. E2 adds single sign-on, secure enrolment and adaptive access. E3 adds RSA Risk AI, RSA Mobile Lock and premium support.

RSA also offers an integration with Microsoft's External Authentication Methods, so ID Plus can serve as the MFA provider for Entra ID sign-ins. RSA publishes a full feature matrix for the plans.

Yubico makes the YubiKey, a hardware security key that acts as a device-bound passkey. Unlike most products on this page, Yubico does not run the sign-in policy. Its keys are a factor that identity and MFA services accept, and the subscription page quotes Okta on the joint use of the two products.

The store lists several lines. The YubiKey 5 Series supports several protocols and passwordless sign-in. The Security Key Series is FIDO-only and lower in price. The FIPS 140-2 and FIPS 140-3 Series are validated for government and regulated organisations, and the YubiKey Bio Series adds fingerprint verification.

For larger deployments, YubiKey as a Service sells keys on a per-user subscription in Base, Advanced and Compliance tiers. Yubico states that the subscription includes enrolment and delivery services, global delivery, the option to upgrade keys as needs change and discounted replacement and backup keys for self-service account recovery.

SafeNet Trusted Access (STA) is the cloud access management and authentication service from Thales. The product page describes it as a way to deploy several authentication journeys under one policy layer, so that each user group and application gets a suitable method.

Supported methods include high-assurance FIDO devices, push authentication, pattern-based authentication and one-time passwords. Thales also manufactures the authenticators, including the MobilePASS+ app, OATH and display-card OTP tokens, eToken PKI USB tokens, IDPrime smart cards and FIDO devices. STA provides single sign-on to cloud and enterprise applications and a single view of access events across the application estate.

The pricing page stresses an all-in-one licence with no separate charges for tokens or support, and an unlimited proof of concept with extra time, tokens and users. Thales cites a 2022 TechValidate survey in which 90% of surveyed IT organisations said deployment was easy.

Silverfort is an identity security platform built around coverage gaps in traditional MFA. Its Universal MFA page argues that most MFA products protect modern applications but miss legacy systems, command-line tools, OT systems and on-premises targets that cannot call an MFA service.

Silverfort extends MFA to Active Directory authentication flows, including Kerberos, NTLM and LDAP, through its patented Runtime Access Protection technology. The vendor states this needs no changes to servers or applications. Listed targets include homegrown and legacy applications, admin tools, file systems and databases, VPN, IT infrastructure, desktop login, RDP and SSH, SaaS applications, VDI and Citrix, and local Windows account logins.

Policies can combine static rules with risk signals about the user, device, behaviour and asset, drawn from Silverfort's posture management and threat detection modules. Silverfort can act as the only MFA product or sit alongside an existing one. Higher packages add non-human identity security, AI agent security, an authentication firewall, threat detection and privileged access security.

HYPR sells passwordless, passkey-based MFA as part of its Identity Assurance platform. The product page describes replacing passwords and shared secrets with passkeys to stop credential stuffing, phishing, MFA prompt bombing and man-in-the-middle attacks. HYPR states the MFA is FIDO Certified end to end.

HYPR Authenticate includes several components. An authenticator app handles sign-in across devices, including offline. A desktop MFA client covers Windows, macOS, Linux and virtual desktops, including shared workstations. A passwordless SSO layer works with one or more identity providers. A passwordless SDK embeds passkeys in custom apps. The HYPR Control Center manages enrolment, policies, analytics and audit logs.

The wider platform adds adaptive risk mitigation and automated identity verification across onboarding and account recovery. HYPR cites a Forrester Total Economic Impact study that reported a 324% return on investment for HYPR customers, a vendor-commissioned figure.

Rublon is a dedicated MFA product that adds a second factor to web, cloud and on-premises applications, VPNs, servers and admin tools. The product page highlights Active Directory and other LDAP directories, with MFA for Remote Desktop Services, Outlook Web App, Office 365 and cloud applications.

Users approve sign-ins through push notifications in the Rublon Authenticator app or use TOTP passcodes, FIDO security keys, QR codes, email links or SMS passcodes. Administrators manage applications, users and enrolment in the Rublon Admin Console. Enrolment can be automatic, manual or approval-based, and users can self-enrol. Administrators can also restrict which methods are allowed and review authentication logs.

Rublon states that its MFA supports PCI DSS compliance and helps with ISO/IEC 27001, NYDFS and NAIC requirements. The pricing page notes that a trial converts to the free single-user plan when it expires.

JumpCloud is a cloud directory and device management platform that includes MFA among its identity features. The MFA page describes securing access to applications, devices, networks and other resources, including administrator access to the JumpCloud Admin Portal.

Users can authenticate with JumpCloud Protect, a free authenticator app, or a third-party provider. Methods include push, time-based one-time passwords, JumpCloud Go, hardware keys, biometrics and certificates. Contextual and risk-based conditional access policies can adjust MFA enforcement by situation. Administrators turn on MFA in the Admin Portal, and users can self-enrol their own devices.

The pricing page offers both packages and a la carte items. MFA, cloud directory, SSO, cloud LDAP, cloud RADIUS and conditional access are each $3 per user a month on annual billing. That lets a buyer start with MFA alone and add directory or device features later. Packages bundle these with device management and password management.